Notes From A Bear's Journey

     It's that time of year, the end of school for the kids, the yard and gardens needing to be cleaned up (which always seems like a small job but turns into a rather large one), the sprinklers need to be turned on (mainly so that you'll find which ones didn't make it through the winter) and the urge to do something different begins to ooze into you.  It could be something as simple as having company over for dinner outdoors or going for a hike, or getting away from the house and routine altogether, prices be damned (so said because of the price of gas).  Much of this is again perspective.  A quick peek at a shrinking stock portfolio shows that the market value is merely where it was pre-pandemic; everybody just had a good run for quite awhile.  Said a piece in Bloomberg : .. .timing is everything: for those who put money in the S&P 500 Index at its pandemic depths in March 2020, they’ve made a total return on their investment of about 80%.  But those who invested at t